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WHITEPAPER v1.0

Satu Wallet Token
Whitepaper

Complete technical documentation covering the vision, tokenomics, architecture, and governance behind $SATU - the native utility token of Indonesia's leading non-custodial crypto wallet.

$SATU
Token Symbol
Solana
Blockchain
1B
Total Supply
2026
Launch Year

Table of Contents

01

Introduction & Vision

Satu Wallet is a non-custodial cryptocurrency wallet built for the Indonesian market and expanding globally. Our vision is to provide a secure, user-friendly, and fully self-custodial wallet where users maintain complete control over their private keys and digital assets.

The $SATU token is the native utility token that powers the Satu Wallet ecosystem. It serves as the backbone of our affiliate rewards system, platform fee mechanism, and future governance structure. $SATU is designed to align the interests of users, affiliates, and the development team toward long-term ecosystem growth.

Our Mission: To make cryptocurrency accessible, secure, and rewarding for everyone - starting from Indonesia and expanding to the global market. We believe in true self-custody: your keys, your crypto, your freedom.

02

Problem Statement

The cryptocurrency landscape in Southeast Asia, particularly Indonesia, faces several critical challenges that prevent mainstream adoption:

Custodial Risk

Most popular wallets and exchanges hold user private keys, creating single points of failure and counterparty risk.

Complex UX

Existing self-custodial solutions are too complex for the average Indonesian user, with steep learning curves.

High Fees

Cross-chain swaps and transfers often incur excessive fees, making small transactions impractical.

No Growth Incentive

Users have no incentive to bring others into the ecosystem, limiting organic growth and adoption.

03

Solution: Satu Wallet

Satu Wallet addresses these challenges with a comprehensive, mobile-first crypto wallet that combines military-grade security with an intuitive user experience. Our platform is designed to be the easiest and most rewarding self-custodial wallet for the Indonesian and global market.

True Self-Custody

Private keys stored locally on user devices. No server-side key storage. Only you control your assets.

Multi-Chain Swap

Instant token swaps across 20+ blockchains including Ethereum, BSC, Solana, Polygon, Arbitrum, and more.

Affiliate Rewards

Earn $SATU tokens by referring users. 0.1% commission on every swap made by your referrals.

Multi-Layer Security

Biometric authentication, encrypted local storage, and hardware-level security on supported devices.

Mobile First

Native Android and iOS apps designed with Indonesian users in mind. Simple, clean, and fast.

Fiat On/Off Ramp

Buy and sell crypto directly with Indonesian Rupiah (IDR) through integrated payment methods.

04

Token Overview ($SATU)

The $SATU token is launched via PumpFun on Solana, ensuring a fair and transparent launch with no presale, no private sale, and no VC allocation. Below are the key specifications:

$SATU

Token Symbol

Solana

Blockchain Network

PumpFun

Launch Platform

1,000,000,000

Total Supply

6

Decimals

Fair Launch

No Presale

Why PumpFun? We chose PumpFun for a fully transparent and fair launch. No presale, no private investors, no hidden allocations. The bonding curve mechanism ensures fair price discovery from day one, and liquidity is automatically created on Raydium after graduation.

05

Tokenomics & Allocation

The total supply of 1,000,000,000 $SATU tokens is launched via PumpFun with a simple and transparent allocation. No complex vesting, no hidden wallets - just a fair launch:

Allocation Percentage Amount Purpose Distribution
Public (PumpFun) 80% 800,000,000 Fair launch via bonding curve
Team & Marketing 10% 100,000,000 Team allocation & marketing (locked)
Airdrop & Affiliate Pool 10% 100,000,000 Community airdrops & affiliate rewards (locked)

Fair Launch: 80% of the total supply goes directly to the public through PumpFun's bonding curve. The team only retains 10% for team & marketing and 10% for airdrop & affiliate pool. No presale, no VC, no hidden allocation.

Token Vesting & Lock

To ensure long-term commitment and prevent early sell-off, the Affiliate Pool and Airdrop allocations are locked via Streamflow smart contract on Solana.

2026

Locked Until

12:00 AM

GMT+7

Streamflow

Vesting Platform

On-Chain

Publicly Verifiable

Vesting Contract #1 - Team & Marketing
7S4GjnBNXBH7mcCRBySGzzxG1TagdkZHWwPtBo1xGznQ
Vesting Contract #2 - Airdrop & Affiliate Pool
Xpz9ace5em8Avp7Mz8vRUz1WeAwJWaYqxrHBoU2VcXB

Transparency: All vesting contracts are publicly verifiable on Streamflow. Tokens are released according to the predefined schedule and cannot be withdrawn early, ensuring trust and accountability.

06

Token Utility

$SATU is designed as a multi-utility token with real demand drivers within the Satu Wallet ecosystem:

Affiliate Commission

All referral rewards are paid in $SATU tokens. Affiliates earn 0.1% of every swap volume generated by their referrals.

Fee Discounts

Pay platform fees with $SATU to receive discounts on swap fees, withdrawal fees, and premium features.

Staking Rewards

Stake $SATU tokens to earn passive yield. Staking tiers unlock premium features and higher affiliate rates.

P2P Transfers

Use $SATU for zero-fee peer-to-peer transfers between Satu Wallet users. Instant settlement on Solana.

Governance

$SATU holders will participate in governance decisions including fee structures, feature prioritization, and treasury management.

Premium Access

Hold $SATU to unlock premium wallet features, priority support, exclusive airdrops, and early access to new features.

07

Affiliate & Rewards System

The Satu Wallet affiliate program rewards users who help grow the ecosystem. Refer friends, earn $SATU - simple and straightforward.

Refer User

Share your code

User Swaps

0.1% commission

Earn $SATU

Auto-credited

Claim

Withdraw anytime

Commission Structure: Affiliates earn 0.1% of total swap volume generated by users who registered using their referral code. Rewards are calculated in real-time and credited as $SATU tokens directly to the affiliate's wallet.

08

Buyback & Burn Mechanism

To support token value and reduce circulating supply over time, Satu Wallet will implement a buyback and burn program funded by a portion of platform revenue.

Periodic

Buyback Schedule

Platform Fee

Revenue Source

Burn

Reduce Supply

On-Chain

Transparent & Verifiable

Platform Revenue

Swap & platform fees

Market Buyback

Buy $SATU from market

Burn Tokens

Permanently removed

Transparency: All buyback and burn transactions are recorded on the Solana blockchain and publicly verifiable. Burn reports with transaction hashes will be shared with the community.

09

Security & Architecture

Security is the foundation of Satu Wallet. Our architecture is designed with defense-in-depth principles, ensuring multiple layers of protection for user assets and data.

Non-Custodial Architecture

Private keys are generated and stored exclusively on the user's device. No server-side key storage or transmission.

AES-256 Encryption

All sensitive data including seed phrases and private keys are encrypted with AES-256 on the device.

Biometric Auth

Fingerprint and Face ID authentication for transaction signing and wallet access on supported devices.

Secure Enclave

Hardware-backed key storage utilizing the device's secure enclave or trusted execution environment (TEE).

SSL/TLS Pinning

Certificate pinning prevents man-in-the-middle attacks. All API communications use TLS 1.3 encryption.

CertiK Audit (Planned)

Comprehensive security audit by CertiK scheduled for Q2 2026 covering smart contracts and platform infrastructure.

10

Governance & Future

Satu Wallet is committed to progressive decentralization. As the ecosystem matures, governance will transition from team-led to community-driven through a structured DAO framework.

Phase 1 (Current): Core team governs all platform decisions. Community feedback is collected through Telegram and X (Twitter) channels.

Phase 2 (Q3-Q4 2026): Introduction of community voting on key proposals. $SATU holders can vote on fee structures, feature prioritization, and marketing budget allocation.

Phase 3 (2027+): Full DAO governance with on-chain voting, treasury management by token holders, and community-elected council members.

Governance Token: $SATU will serve as the governance token. 1 $SATU = 1 vote. Proposals require a minimum quorum of 5% of circulating supply to pass. Snapshot-based voting will be used initially, with on-chain governance planned for Phase 3.

11

Risk Factors & Disclaimer

Investing in cryptocurrency and tokens involves significant risks. The following factors should be carefully considered:

Market Volatility

Cryptocurrency markets are highly volatile. The price of $SATU may fluctuate significantly and holders may lose value.

Regulatory Risk

Cryptocurrency regulations are evolving. Changes in laws may impact token utility, trading, or platform operations.

Technical Risk

Smart contracts and blockchain technology carry inherent technical risks including bugs, vulnerabilities, and network issues.

Liquidity Risk

There is no guarantee of sufficient liquidity on exchanges. Token holders may face difficulty selling at desired prices.

Disclaimer: This whitepaper is for informational purposes only and does not constitute financial advice, an offer of securities, or a solicitation for investment. $SATU is a utility token and should not be considered an investment vehicle. Always do your own research (DYOR) and consult financial advisors before participating in any cryptocurrency projects.

12

Team & Legal

Satu Wallet is developed and operated by Bintan Teknologi Kreatif, Ltd, a registered Indonesian technology company committed to building innovative blockchain solutions.

PT BTK

Legal Entity

Indonesia

Headquarters

2025

Founded

satuwallet.com

Official Website

Legal Compliance: Satu Wallet operates in compliance with applicable Indonesian regulations. The platform adheres to anti-money laundering (AML) standards and implements know-your-customer (KYC) procedures where required by law.

Contact: For inquiries regarding this whitepaper, partnerships, or media requests, please reach out through our official channels on X (Twitter) and Telegram.

Ready to Join $SATU?

Download Satu Wallet today, start earning $SATU through our affiliate program, and be part of the decentralized future.